For advisors · RetiFlo
Your clients are already planning.
Be the guide they trust.
When clients come to you with their numbers already in order, the conversation shifts from data gathering to real planning. RetiFlo keeps you at the center of that conversation — whether you manage a full practice or want to be found by clients doing their homework.
Two ways to work with RetiFlo
Choose how you want to engage.
Firm practice
Manage your full book in one place.
Set up client plans, review projections, and leave your guidance inside the plan itself — beside the figure it concerns, where the client actually reads it. Whether a client keeps their own plan current or is fully hands-off, you can build and manage everything, including for remote clients who never log in.
- Build a client's entire plan on their behalf — no client login required
- Leave notes on the analysis itself, where the client will read them
- Approve or decline the changes your clients propose
- Choose which analyses each client sees
- Publish branded PDFs straight into the client's account
- Multi-client dashboard with status tracking
- Full plan access — cash flow, tax, Monte Carlo
- Assign advisors and assistants across your firm
Advisor marketplace
Clients who come prepared.
RetiFlo users who want professional guidance can request a connection through the platform. They arrive with their full financial picture already built — no cold-start discovery calls, no data re-entry, no generic conversations.
- Be discovered by clients already doing their homework
- Clients connect with plan access from day one
- Review their plan before the first conversation
- No cold starts — you know their numbers already
- No practice management required
The practice view
Every client. Every status. One dashboard.
See who is active, whose access is expiring, and who needs your attention — without opening a single client file.
Firm dashboard · Client Assignments · Sort by name, advisor, or status
The guidance layer
Your advice lives in the plan —
not in a PDF they never open.
Every planning tool can generate a report. What most cannot do is put your judgement next to the number it is about, and let the client answer back.
Notes in context
Write a note on the chance-of-success page and the client reads it there, under that chart — toned as neutral, positive, caution or risk. No attachment, no covering email, no chance of it being read out of context.
They propose, you decide
A client can model a change themselves and send it to you rather than apply it. You see the before and after — ending balance, worst withdrawal rate, lifetime taxes — and approve or decline. Approving makes it their active scenario, and you have 30 days to undo it.
Deliverables that land
Compose a branded document from any combination of 24 sections. Drafts are watermarked; publishing removes the watermark, records the audit trail, notifies the client, and puts the PDF in their account to keep.
A shorter shelf
Choose which analyses appear in a client's sidebar, and in what order. The same journey, curated — so a client opens the handful that matter to them rather than the whole library.
And a place the client never sees
Internal notes are yours and your firm's — meeting prep, suitability reasoning, the things you need on file. They sit alongside the client-facing guidance and are deliberately kept apart from it.
The difference
Conversations about decisions, not data.
Most client review meetings spend 40 minutes on "where are we?" and ten minutes on "what should we do?" RetiFlo flips that. When the projections are already current, you can spend the whole meeting on what actually matters.
Clients who use RetiFlo arrive to reviews already knowing their cash flow picture, their tax exposure, and their chance-of-success score. Your role becomes the steady hand — confirming their understanding, catching what they missed, guiding the high-leverage decisions.
Set up your practiceFull projection access
Cash flow, Monte Carlo, tax liability, net worth — for every client, in real time.
Report generation
Generate a branded PDF report from any client plan in one click.
Team collaboration
Assign multiple advisors to clients and manage your firm's roster.
What-if scenarios
Run scenarios together in real time — retire earlier, spend differently, convert more.
Future events timeline
Model a client's expected life events — a move, long-term care, a passing, or a divorce — and see each reshape the plan.
Get started
Ready to be the steady hand?
Whether you manage twenty clients or want to be found by your next ten, RetiFlo has a path for you.